Judith Rinearson is a accomplice within the agency’s New York and London workplaces. Ms. Rinearson concentrates her follow in pay as you go and rising cost programs, digital funds, crypto/digital currencies, reward applications, ACH and test processing. She has greater than 25 years of expertise within the monetary providers trade, together with 18 years at American Specific’s Normal Counsel’s Workplace. Her experience focuses notably within the areas of rising funds and compliance with state and federal client safety legal guidelines, anti-money laundering legal guidelines, state cash transmitter licensing legal guidelines and deserted property legal guidelines.
Absolutely skilled in each the “issuing” and “buying” aspect of the funds enterprise, Ms. Rinearson has drafted and negotiated advanced agreements with strategic co-branded companions, processors and Unbiased Gross sales Organizations (ISOs), ATM networks, main retailers and repair suppliers, pay as you go card issuers and program managers, worldwide remittance firms, digital and cell cost suppliers, in addition to the Phrases and Circumstances and disclosures that often accompany such merchandise. She has hands-on expertise in all authorized facets of launching and managing a variety of cost merchandise, from pay as you go playing cards of every kind, to Bitcoin exchanges and miners, wire switch providers, ACH, digital banking, cash orders and bank cards. Her follow contains advising on fraud avoidance and compliance with federal banking and anti-money laundering legal guidelines, in addition to state cash transmitter licensing legal guidelines, client safety legal guidelines and deserted property legal guidelines. On the worldwide degree, Ms. Rinearson has supervised the launch of a variety of cost and overseas foreign money merchandise in Europe, Asia and Latin America; met with worldwide regulators; and spoken on the problem of cost regulation.